Filing Bankruptcy To Stop Garnishments

Living paycheck to paycheck is hard. If an unexpected expense arises, it often results in defaulting on credit card debt, personal loans, and medical bills. These creditors are quick to file lawsuits. Once a judgment is obtained, the law allows for garnishment of up to 25% of your paycheck, freezing bank accounts, attaching tax refunds, and seizing personal property. Fortunately, a Bankruptcy case can be filed to immediately stop these creditors, no matter what stage of the legal process they are in. The bankruptcy filing will stop garnishments, unfreeze bank accounts, and recover seized personal property. In addition, funds garnished in in excess of $600.00 during the three months prior to the bankruptcy filing can be recovered. If you are being sued by a creditor, or if you are already subject to garnishment, please contact Bishop Law Offices for a free consultation.