Filing Chapter 13 Bankruptcy to Stop Home Foreclosure

There are many reasons people fall behind on their mortgage. Maybe you have suffered a job loss, accident, illness, divorce, or some other unforeseen setback in your life. Once you fall behind on mortgage payments, it is very difficult to catch up. In most cases, mortgage companies will require you to pay the full amount you are behind to correct the default. Fortunately, a Chapter 13 Bankruptcy can be filed to immediately stop the pending foreclosure sale and provide an affordable payment plan to correct your mortgage payments and consolidate your other debt. The Chapter 13 Bankruptcy must be filed before the sale happens. It is important not to wait until the last minute to take action. We are able to file emergency Chapter 13 Bankruptcy cases, even the same day if necessary, however we much prefer to have time to prepare the documents and provide you with information on the process. If you are facing foreclosure on your home, please contact Bishop Law Offices for a free consultation.